Americo: We’re in this for life! The roots of the Americo family of companies date back more than 100 years. Americo is a Life Insurance and Annuity company providing innovative products to our customers. At Americo, it’s the people who make things work, so we hope you join us!
Job Summary: Americo is seeking a Benefits Administrator to join our Human Resources team. This role is responsible for the administration and analysis of assigned employee benefit programs while providing direction and training to employees on benefit options and selections. Maintains active relationships with ancillary and wellness providers, processes multiple supplier invoices and reconciliations, enrollment activities, eligibility tracking, and timely submission of transactional items based on defined timelines. Benefit programs include, but are not limited to – disability plans, retirement plans, flexible spending accounts (FSAs), health savings accounts (HSA’s) Medicare eligibility, company-paid and voluntary benefits (life, disability, supplemental benefits, etc.) profit sharing and safe harbor 401(k) plan administration and reporting; Consolidated Omnibus Budget Reconciliation Act (COBRA) and Family Medical Leave Act (FMLA) entitlements.
Full Job Description | Job Summary
Americo is seeking a Benefits Administrator to join our Human Resources team. This role is responsible for the administration and analysis of assigned employee benefit programs while providing direction and training to employees on benefit options and selections. Maintains active relationships with ancillary and wellness providers, processes multiple supplier invoices and reconciliations, enrollment activities, eligibility tracking, and timely submission of transactional items based on defined timelines. Benefit programs include, but are not limited to – disability plans, retirement plans, flexible spending accounts (FSAs), health savings accounts (HSA’s) Medicare eligibility, company-paid and voluntary benefits (life, disability, supplemental benefits, etc.) profit sharing and safe harbor 401(k) plan administration and reporting; Consolidated Omnibus Budget Reconciliation Act (COBRA) and Family Medical Leave Act (FMLA) entitlements.
Key Responsibilities
- Oversees the enrollment, administration, and communication of the Company’s health, welfare, and retirement plans, including health, dental, vision, life, disability, voluntary benefits, flexible spending accounts and 401(k) savings plan.
- Tracks benefit eligibility dates and notifies employees of entitlement eligibility.
- Conducts benefit orientation meetings with individuals and groups as needed to introduce plan modifications and regulatory changes affecting participants.
- Prepares, administers and maintains records, files, and reporting information for various programs in accordance with benefit plan processes, procedures, and regulatory requirements.
- Provides guidance and assistance to employees relative to the policies, practices, and procedures affecting their benefit eligibility and entitlements.
- Performs as liaison between employment benefit vendors and employees to ensure adherence to plan provisions and to resolve issues or to reconcile claims.
- Performs various reporting activities and report analysis – recommends a plan of action based on findings.
- Develops and maintains the Benefits Administrator’s Procedural Manual for assigned and specific benefit programs.
- Exercises decision-making and analysis of various conditions and circumstances affecting eligibility, continuation of benefits, and tracking of leave and premium payments for employees meeting FMLA eligibility requirements.
- Performs quality control of invoice billings against HRIS information data.
- Manage the Workers’ Compensation claims, questions and premium payments.
- Administer Family and Medical Leave Act (FMLA) and Leave of Absence (LOA) by preparing/sending required documents, reviewing and approving all requests, tracking requests, and providing guidance on FMLA questions to employees and supervisors.
- Maintains a current working knowledge of benefits legislation, industry standards and best practices. Stays informed on most recent changes in healthcare reform and modifies processes and plan designs to ensure compliance.
Knowledge, Skills, and Abilities
- Experience administering self-funded plans.
- Computer proficiency and technical aptitude with the ability to use Microsoft products, experience with HRIS and benefits databases.
- Project management experience.
- Effective planning and priority setting. Ability to manage several complex projects simultaneously while working under pressure to meet deadlines.
- Strong analytical skills and a thorough knowledge of plan designs.
- Ability to understand, evaluate and make judgments on proposals
- Knowledge of benefits contract language.
- Knowledge of all pertinent federal and state regulations, filing and compliance requirements, affecting employee benefits programs, including the ACA, ERISA, COBRA, FMLA, ADA, Section 125, workers’ compensation, Medicare, and DOL requirements.
- Excellent communication and organization skills.
Education, Certification, License and Experience
- Bachelor’s degree in human resource management or related field, and 4 to 6 years of related employee benefits administration experience.
- SHRM-CP or SHRM-SCP and CEBS professional designations desirable.
